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Payday Loan Best is not a lender nor does it participate in any direct funding. We are a referral service that help s connect borrowers to the best lending options.
Complete our secure online form easily and from the comfort of your home.
Wait just minutes for us to find a lender who wants to approve your application.
Upon approvol, our lenders typically direct deposit the funds into your account as soon as the next business day.
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Requesting a loan has never been easier and will only take you a couple of minutes.
All our forms have AES encryption to ensure your information is kept private.
Our lenders accept will look at applications with any credit type. If approved, they will run a hard credit check, otherwise they will only run a soft pull.
Your leads get presented to a very large network of lenders to ensure
Once you request your loan, you will find out if you approved in around one minutes time. Now that's fast!!
We pride ourselves on being transparent and help with our customers needs.
Although payday loans get a lot of negative attention, they are quite useful to those who are in situations where they experience financial emergencies.
One of the benefits of payday loans is how speedy the process is. The request process online only takes minutes to complete, you will receive a decision from the lenders instantly, and if approved, your cash is deposited no later than the next business day for up to $1,000.
Lenders will only perform a soft pull when running their underwriting. If approved, then they will run a hard inquiry on your credit to verify the information you are presenting is accurate. This protects your credit from getting too many hard inquiries.
Lastly, the added convenience of applying online from anywhere with an internet connection makes the process easy and safe for all of our users.
You register online from your home computer or any mobile device. Because the process occurs in real time, it’s very fast. If you are connected with a lender you will receive an offer from that lender with the terms and conditions of the loan. If you agree to the terms (and you may decline them,) the money could be available for your use as soon as the next business day.
Independent lenders have their own individual requirements that must be met, but typical minimum requirements include, but may not be limited to:
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APR Disclosure. Some states have laws limiting the APR (Annual Percentage Rate) that a lender can charge you. APRs range from 4.99% to 35.99%, or to the discretion of the lender, and vary by lender. Loans from a state that has no limiting laws or loans from a bank not governed by state laws may have an even higher APR. The Annual Percentage Rate is the rate at which your loan accrues interest and is based upon the amount, cost and term of your loan, repayment amounts and timing of payments. Lenders are legally required to show you the APR and other terms of your loan before you execute a loan agreement.
Material Disclosure. The operator of this website is not a lender, loan broker or agent for any lender or loan broker. We are an advertising referral service to qualified participating lenders that may be able to provide amounts between $1000 and $5,000. Not all lenders can provide up to $5,000 and there is no guarantee that you will be accepted by an independent, participating lender. This service does not constitute an offer or solicitation for loan products which are prohibited by any state law. This is not a solicitation for a particular loan. We do not endorse or charge you for any service or product. Any compensation received is paid by participating lenders and only for advertising services provided. This service and offer are void where prohibited. We do not control and are not responsible for the actions of any lender. We do not have access to the full terms of your loan. For details, questions or concerns regarding your loan please contact your lender directly. Only your lender can provide you with information about your specific loan terms, current rates and charges, renewal, payments and the implications for non-payment or skipped payments. The registration information submitted by you on this website will be shared with one or more participating lenders. You are under no obligation to use our service to initiate contact with a lender, request a credit or any loan product, or accept a loan from a participating lender. Loan transfer times and repayment terms vary between lenders. Repayment terms may be regulated by state and local laws. Some faxing may be required. Be sure to review our FAQs for additional information on issues such as credit and late payment implications. These disclosures are provided to you for information purposes only and should not be considered legal advice.
Exclusions. The services offered by this website might not be available in every state. The states serviced by this website may change from time to time, without notice.
Credit Implications. The operator of this website does not make any credit decisions. Independent, participating lenders that you may be connected with may perform credit checks with credit reporting bureaus or obtain consumer reports, typically through alternative providers to determine credit worthiness, credit standing and/or credit capacity. By submitting your information, you agree to allow participating lenders to verify your information and check your credit. Consider seeking professional advice regarding your financial needs. Late Payments of loans may result in additional fees or collection activities, or both. Each lender has their own terms and conditions, please review their policies for further information. Nonpayment of credit could result in collection activities. Each lender has their own terms and conditions, please review their policies for further information. Every lender has its own renewal policy, which may differ from lender to lender. Please review your lender’s renewal policy.